Terms of Service
Last Updated: January 2025
Welcome to Purse Proof
By using our website and financial calculators, you agree to these terms. If you don't agree, please don't use our services.
Our Service
We provide:
- Free Financial Calculators: Interactive tools for debt payoff, investment planning, and more
- Educational Content: Guides and articles about personal finance
- Community Resources: Success stories and practical tips
What We Don't Provide
We are NOT:
- Licensed financial advisors or planners
- Investment professionals or brokers
- Tax or legal professionals
- Insurance agents or representatives
Your Responsibilities
You agree to:
- Use our tools for personal, non-commercial purposes
- Provide accurate information in calculators
- Understand that results are estimates only
- Consult professionals before major financial decisions
- Not attempt to hack, scrape, or misuse our website
Privacy & Data
Your privacy matters to us:
- We don't collect or store your calculator inputs
- All calculations happen in your browser
- We use cookies for basic website functionality and analytics
- See our Privacy Policy for complete details
Limitation of Liability
Our calculators and content are provided "as-is" for educational purposes. We make no guarantees about accuracy or suitability for your specific situation. Results should not be considered as professional advice. Use our tools at your own risk and always seek professional advice.
Intellectual Property
Our calculators, content, and branding are protected by copyright. You may use our tools for personal purposes but may not reproduce or distribute our content without permission.
Changes to Terms
We may update these terms periodically. Continued use of our services indicates acceptance of updated terms.
Governing Law
These terms are governed by the laws of the United States. Any disputes will be resolved through binding arbitration.